Mortgage
With You Through Every Chapter!
Selection of Loans Include:
We offer competitive rates, free pre-qualification approvals, and face-to-face, local service to save you time and money. Our real estate team has earned a reputation of being efficient and trustworthy.
Conventional
Fixed-Rate Mortgages
Adjustable-Rate Mortgages (ARM)
ARMs have a fixed period of time during which the initial interest rate remains constant, after which, the interest rate adjusts at a pre-arranged frequency. After the initial term, the loan resets, meaning there is a new interest rate based on current market rates.
- Lower Initial Interest Rates
- Adjustable Term Options Available
Cabin Loans
Home Equity Line of Credit
Home Equity Loan
Receive funds in a lump sum with a fixed rate, and fixed monthly payments, utilizing the equity in your home. This loan is ideal for home renovations, car purchases, debt consolidation, or any other one-time purchase.
Government Loan Programs
- FHA
The Federal Housing Administration (FHA) offers a smaller down payment option of only 3.5% along with higher allowances for other debt and credit scores as low as 620. Fun Fact: Over 80% of FHA loans are first-time buyers. - 97% Conforming
For first-time homebuyers with a Loan to Value (LTV) greater than 95%, these loan products, from both Fannie Mae & Freddie Mac may be the perfect solution. There are fixed and ARM terms available, as well as refinance opportunities. - USDA/Rural Development
For qualifying homes in rural areas, with borrowers under the low to moderate income limits that need 100% financing, this may be a great product to become a homeowner. - HomeReady
Another recommended option for borrowers that may have limited cash for a down payment, but have a higher credit score and fall under income limits, are HomeReady loans. Borrowers will notice competitive pricing and can be first-time or repeat homebuyers. - VA
For those active service members, Veterans, and eligible surviving spouses who want to become homeowners and utilize up to 100% financing, a VA loan may be an ideal option. The US Department of Veteran Affairs provides a home loan guarantee benefit and other housing-related programs to help borrowers buy, build, or retain a home.
Ready to Get Started?
Today's Featured Rates
Meet Our Mortgage Officer
Whether you’re gathering information, crunching the numbers, or preparing to fill out your application, we have the tools and resources you need. Allow our experienced and dependable Mortgage team to walk you through the process of purchasing, refinancing, or building your new home!

Danny Anders
Mortgage Loan Consultant
“After many years of being in various types of lending, my main reason for working is making peoples dream of home ownership come true. In today’s challenging market, it is my goal to provide lending options in an understandable way. Only then can a member make an educated decision on the path that is best for them. So, whether you are buying a home, investing in a home, or refinancing, I can help guide you through the different scenarios.”
CU NMLS #403283
Yep, you’ll need paperwork.
Don’t worry, view our checklist to see what’s needed.
Property Insurance
The insurance professionals at TruStage® are ready to help you protect your biggest investimate.
Home Equity
Make home improvements or eliminate payments on your credit card.
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