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Scoop Up Car Loan Savings:

1% APR Off* or

90-Day No-Pay**

Use Promo Code: PICKFLAVOR

Scoop Up Car Loan Savings:

1% APR Off* or

90-Day No-Pay**

Use Promo Code: PICKFLAVOR

Why Great River?

Great River Federal Credit Union, a not-for-profit financial institution, has been dedicated to serving local communities for over 75 years. Evolving alongside the changing banking landscape, we’ve expanded our online services and product range, prioritizing innovation to meet the diverse needs of our members nationwide.

Today, we proudly serve as the go-to financial institution for anyone, no matter where their journey leads.

Not yet a member? Join today!

Competitive Loan Rates

Up to 100% Auto Refinancing

Online Application & Fast Approval

Protection Plans

Meet Our Lenders

Prefer to talk to a lender first? Schedule an appointment.

Amber Spanier

Amber Spanier

Loan Officer

Amber has been with Great River for 8 years and just over 5 of those years as a lender. Her favorite part of her career is helping members reach their financial goals whether that be a purchase of a vehicle, a home remodel, or consolidating debt. She loves building relationships with members so she can find the most innovative solution for their financial needs.

Outside of work you can find Amber spending time with her two sons & husband, having game nights with friends & family, and going shopping around town.

Nick Wannigman

Nick Wannigman

Loan Officer

Nick has been in the finance industry for 7 years. He started on the teller line then worked his way up to lending, which is where he wanted to be from day one.

His favorite part about being a lender is the creative thinking it requires to find the best lending solutions for our members. Another part of his job that Nick really enjoys is when he talks to members about a big purchase that they are excited about!

Shannon Wander

Shannon Wander

Consumer Lending Sales Manager

Phrases that describe Shannon are: Army wife, mother of 2, shopaholic, coffee lover, and loves to make people laugh. Shannon has been with Great River for 12 years and has been in lending for 9 of those years.

Her favorite part of her job is finding lending solutions for members that fits their goals and dreams. Getting to know members and connecting with them makes the job enjoyable.

Auto Loan Rates

TypeAPRTerm

New Auto+
2025 - 2024

APR1
As Low As

Term

New Auto4.99%24 Months
New Auto5.24%36 Months
New Auto5.99%48 Months
New Auto5.99%60 Months
New Auto6.49%72 Months
New Auto6.49%84 Months

Used Auto
2024 - 2015

APR1
As Low As

Term

Used Auto5.24%24 Months
Used Auto5.49%36 Months
Used Auto6.24%48 Months
Used Auto6.24%60 Months
Used Auto6.74%72 Months
Used Auto6.74%84 Months

Classic Auto
11+ Years Old

APR1
As Low As

Term

Classic Auto7.24%24 Months
Classic Auto7.49%36 Months
Classic Auto8.24%48 Months
Classic  Auto8.49%60 Months
Classic Auto8.49%72 Months
Classic Auto8.74%84 Months

Rate Disclosures:

1APR is Annual Percentage Rate. Subject to credit approval. Rates reflect all available discounts. Doc Prep fee and other restrictions may apply.  Loan amounts will be determined by income and other factors, including collateral details. An example of payment is: 5.99% APR over 60 months would be $19.33 per $1,000.00 borrowed. Rates are subject to change at any time without notice.

+Current or prior model year collateral that has never been titled and has less than 12,000 miles.

Offer Details:

* 1% APR discount on approved rate. Floor rate of 4.00% APR. Subject to credit approval. 

** 90-Day No-Pay: Interest will accrue during 90-day period and be included in first payment.

Offers may not be used in combination with any other discounts or rate matching. Both offers are for new and direct loans to Great River FCU only.  Other restrictions may apply. Subject to change or cancellation at any time.