New Youth Members Get
$50*
Promo Code: KID50
Set Them Up For Success!
It’s never too early to teach your child the value of saving, and a Youth Savings Account is a great first step. We make it easy and fun for your child to learn money management, set goals, and experience the rewards of saving – all while gaining a sense of responsibility and empowerment for their financial future.
Build Healthy Money Habits
Earn Dividends on Balances $10+
Insured, Safe, and Secure
Free – No Monthly Charges
A Credit Union They Can Grow with
Share Savings and Youth/Teen Accounts
Rates Effective August 3, 2020 - Subject to change without noticeAmount | Dividend Rate | APY 9 |
|---|---|---|
| $10.00+ | .05% | .05% |
Offered with Youth & All Great River Accounts
Highly Rated Mobile App
Online Banking with Remote Deposit, Money Management, and More!
Electronic Statements
Personalized Service
Competitive Rates
Fee-Free ATM’s & Shared Branches Nationwide
Good Habits Start Early
Open Online
Complete our online membership
application within minutes!
Promo Code: KID50
Schedule an Appointment
Speak with a Member Advisor via Great River
Go Live video chat or at a branch.
Promo Code: KID50
Frequently Asked Questions
What is the age range for Youth Accounts?
Our Youth Accounts are intended for children 0-12 years of age. We also have Teen Accounts for minors ages 13 – 17.
What to bring to Account Opening?
- Parent/legal guardian should bring two forms of identification. This includes a state identification card, driver’s license, or passport. The second form of ID can be a social security card or debit/credit card.
- Parent/legal guardian must qualify as the joint owner.
- Minor’s social security card is required at account opening.
What is the initial deposit requirement?
A $5 deposit signifies membership and ownership at Great River!
What happens when my child turns 13?
Their account will automatically be considered a Teen Account and they will enjoy all of the amazing benefits!
What privacy standards do you practice?
The Children’s Online Privacy Protection Act (COPPA) requires us to inform parents about how we collect, use, and disclose personal information for children under the age of 18. Great River does not solicit or collect information from children anywhere on our website. In fact, we do not require any visitors to our web pages to submit any personal information to access our site.
Great River may display third party links to various children’s sites on our Youth/Teen web page, however we do not distribute any personally identifiable information to third parties. When navigating to these children’s sites, please verify that the third party’s web site contains a Children’s Privacy Policy that discloses their information practices for children’s personal information, and your rights as parents to provide parental consent; and opt-out guidelines regarding the collection, use, and distribution of children’s personal information to other third parties.
Disclosures:
*$50 bonus for minor accounts will be deposited approximately 60 days from qualified account opening. Account must not be negative at the time of the bonus deposit. New Member must not have had a previous membership at Great River FCU to qualify. Offer cannot be combined with other offers. Subject to change or cancellation without notice. Must mention promo code at the time of account opening to take advantage of this offer.
**All punch cards need initials from a Great River Employee. One stamp per day, no matter the amount deposited above $10 minimum. Offer is subject to change at any time.
Benefits and giveaways are for open and active Great River FCU Members between 0 and 12 Years of age. Giveaway values vary. BlenderBottle® retail value is $10.99. All other giveaway items have a retail value of $10 or less. No purchase necessary. A purchase will not increase your odds of winning.
9Dividend earning savings accounts are all variable rate accounts. The dividend is posted at the end of each month and may change monthly, as determined by the Credit Union’s Board of Directors. Dividends are calculated on a “daily average balance simple”. Check deposits will accrue dividends on the business day you place them in your account. Statements will be mailed quarterly, unless you have a checking account where your information would be disclosed on the statement monthly. Statements will include an Annual Percentage Yield earned which will immediately follow each dividend payment noted on the statement. Transaction limitations do not apply on these accounts. Minimum opening deposits are $5.00; this amount must remain in the accounts at all times. Variable rate savings accounts that are closed out before the dividend declaration date at the end of the month will not be credited the accrued dividends. For items that apply to all savings accounts; please see the Membership Agreement Disclosure Booklet and rate sheet for additional information and disclosures.
Teen Accounts
We have developed checking and savings accounts specifically made for teens!
Student Loans
We’re committed to helping students find the best funding for their education through collge student loans.
BECOME A MEMBER
Your story may bring you here in celebration, because of exciting future plans, or a life changing event. Maybe you are struggling and looking for help, or perhaps going to the credit union is an errand in your day. All of these stories matter to us!